

E) Other terms may apply and will be included in the Agreement. D) You are solely responsible for any taxes that may be owed as a result of cash back rewards earned and/or redeemed under this card. B) Cash Back Rewards will not expire as long as your credit card account is in good standing and you make an eligible purchase once every twelve (12) months. Please refer to your Reward Guide for complete program terms and conditions. For example, balance transfers, cash advances, account fees or charges, interest charges, life insurance charges, money orders, wire transfers, lottery tickets, gambling charges, or unauthorized charges to your account do not earn cash back rewards. Certain transactions do not qualify for cash back rewards. A net purchase is the amount of a purchase less any credits, returns and adjustments. The Reward Guide will explain the program, including the following: A) Earn cash back rewards of 1.8% on all eligible net purchases. You will receive the Reward Guide with your Cardholder Agreement.
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The Cash Back Plus Rewards Program is governed by the terms and conditions set forth in the Reward Guide. Your account must be open and in good standing at the time the cash back rewards are credited. Your cash back reward will appear on your statement as “Spend Reward”. Balance Transfers, money orders, gift cards, wire transfers, lottery tickets, gambling charges or unauthorized charges to your account are not considered eligible purchases The cash back reward will post to your account once all of the terms of the offer have been met. All purchases must be posted to your account within the promotional period. To qualify, you must open a new Citizens Cash Back Plus™ World Mastercard®. We may evaluate accounts periodically to determine qualifications and have the right to remove benefits based on failure to meet qualifications. In order to qualify or maintain CitizensPlus, you must maintain an open and active Citizens Quest™ or Citizens Private Client ™ Checking account. Because a right has been exercised under the Consumer Credit Protection Act.* CitizensPlus™ benefits cannot be applied in addition to other promotional benefits or discounts that we may offer from time to time.Because income is from public assistance or.On the basis of race, color, national origin, religion, sex, marital status, or age.Houston, TX 77010-9050 UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION: Office of the Comptroller of the Currency IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:Īssistant Secretary for Fair Housing and Equal Opportunityĭepartment of Housing and Urban Developmentįor processing under the Federal Fair Housing Act AND TO We do Business in Accordance with Federal Fair Lending Laws UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO:ĭeny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or to deny any loan secured by a dwelling orĭiscriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.
